SWIFT payment systems MS Excel (advanced functions) Notolytix ESMIG TARGET2 Core banking software
Teodora Todorova
Senior Expert International Payments
Sofia,22
Summary
Dynamic Finance Specialist with over a decade of experience in the banking sector, specializing in international payments and trade finance. Proven expertise in managing cross-border transactions and financial documentation while effectively collaborating with diverse international teams. Recognized for a detail-oriented approach and a commitment to delivering accurate, timely results, complemented by strong problem-solving skills and excellent communication abilities. Eager to embrace new challenges and drive organizational success through dedication and enthusiasm.
Overview
11
11
years of professional experience
2
2
Languages
Work History
Senior Expert – International Payments
International Asset Bank AD
07.2016 - Current
- Process incoming and outgoing international payments (including SWIFT) in compliance with regulatory standards
- Monitor transactions daily and report discrepancies or risks
- Perform account reconciliations and maintain accurate financial records
- Communicate with correspondent banks and payment service providers
- Support internal teams with payment-related queries
- Handle bank guarantees, letters of credit, and documentary collections
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
Senior Bank Officer – Client Services
International Asset Bank AD
03.2014 - 07.2016
- Delivered full banking services to individuals and businesses, including account management and transaction processing
- Promoted bank products and services through active cross-selling
- Handled accounting operations and ensured accurate documentation
- Conducted cash operations and currency handling in BGN and foreign currency
- Maintained and updated client documentation and financial records
Education
Master’s Degree - Finance
University of Economics
Skills
Teamwork and collaboration
Supervision and leadership
Friendly, positive attitude
Problem-solving
Multitasking
Flexible and adaptable
Computer skills
Analytical and critical thinking
Courses And Trainings
- Trade Finance Course
- AI Basics
Software
Timeline
Senior Expert – International Payments
International Asset Bank AD
07.2016 - Current
Senior Bank Officer – Client Services
International Asset Bank AD
03.2014 - 07.2016
Master’s Degree - Finance
University of Economics
Similar Profiles
Bilyana DonchevaBilyana Doncheva
Business Analyst at The World BankBusiness Analyst at The World Bank
Clyde Dolphie SoansClyde Dolphie Soans
Traffic Executive at Adstream India Pvt. Ltd. (Ad Delivery & Digital Asset Management)Traffic Executive at Adstream India Pvt. Ltd. (Ad Delivery & Digital Asset Management)
Nina Mojsova KjosevaNina Mojsova Kjoseva
Head of Controlling & Assets and Liabilities Mgmt at Sparkasse Bank AD SkopjeHead of Controlling & Assets and Liabilities Mgmt at Sparkasse Bank AD Skopje
Prisiana DimitrovaPrisiana Dimitrova
Customer Service Support Agent at Telus DigitalCustomer Service Support Agent at Telus Digital
Boris PanovBoris Panov
Dealer at ARRISEDealer at ARRISE