Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Svetlana  Bozhinova

Svetlana Bozhinova

Sofia

Summary

Energetic professional with 16 years of experience in banking sector. Organized and motivated employee with the ability to analyze, refine and pay attention to details. Responsible for the set causes and goals. Considered valuable and hardworking employee by supervisors and peers.

Overview

16
16
years of professional experience

Work History

Junior Team Leader

Eurobank Bulgaria
Sofia
02.2024 - Current
  • Supported team leader in implementing control measures for assigned tasks in Contract Documentation Preparation section for corporate clients
  • Verified that contractual documentation prepared by experts adhered to approved parameters of the loan and complied with both the Bank's rules/procedures, supporting them in meeting their responsibilities
  • Prepared and coordinated contractual documentation for corporate clients, such as credit agreements and collateral agreements
  • Participated in working groups and projects focused on process improvement within the Corporate Credit Administration department.

Senior Expert

Eurobank Bulgaria
Sofia
03.2022 - 01.2024
  • Prepared and coordinated contractual documentation for corporate clients, such as credit agreements, collateral agreements, and related documents.
  • Verification of the proper signing of the documents and maintenance of a register of the signed contracts and annexes / agreements
  • Prepared and maintained client files, documenting their exposures to the Bank
  • Participated in working groups and projects focused on process improvement within the Corporate Credit Administration department.

EDITDELETEMOVE

EDIT

Expert

Eurobank Bulgaria
Sofia
01.2018 - 02.2022
  • Prepared and coordinated contractual documentation for corporate clients, including credit agreements and collateral agreements, in collaboration with other Bank units
  • Preparation of documents related to the execution under the Special Pledges Act on pledge of receivables on deposit and current accounts. Monitoring also the entire process of proceeding with execution under the Special Pledges Act
  • Verification of the proper signing of the documents and maintenance of a register of the signed contracts and annexes / agreements
  • Prepared and maintained client files, documenting their exposures to the Bank

Credit Consultant

CIBANK (a member of KBC Group)
Sofia
09.2013 - 12.2017
  • Delivered consultations and presentations to promote a wide range of credit and non-credit retail banking products such as consumer and mortgage loans, credit cards, overdrafts, current accounts, debit cards,and insurance products
  • Analyzed financial information, broadcasted loan proposals, and prepared opinions for loan approval
  • Working with registers - National Social Security Institute, Central Credit Register of Bulgarian National Bank
  • Establishing business connections with various companies and finalizing mediation contracts
  • Managed office's loan portfolio and monitored late payments

Expert Call Center

First Investment Bank
Sofia
11.2011 - 07.2013
  • Telesales
  • Customer Support

Retail Banking Team Manager

United Bulgarian Bank
Stara Zagora
12.2010 - 06.2011
  • Promoted a well-organized and disciplined working environment while ensuring high-quality service from employees
  • Implemented effective sales strategies across entire range of retail banking products
  • Supported the branch Director by implementing a comprehensive business policy for all bank operations
  • Delivered extensive training sessions to employees on the latest products, services, procedures, and regulations
  • Implemented deals as an investment broker for the Bank's business activity

Affluent Customer Relationship Manager

United Bulgarian Bank
Sofia
06.2009 - 11.2010
  • Attracted potential customers by offering personalized financial solutions for their deposit, loan, and insurance needs
  • Sold investment products such as stocks and shares in UBB Asset Management funds. Conducted transactions as a broker at the BSE
  • Managed and updated customer database including names, contacts, services, and transactions
  • Writing of reports for meetings, completing/ finalizing of sales and other deals
  • Handled specific customer orders, including the drafting and signing of relevant deal documents

Employee Customer Care

United Bulgarian Bank
Sofia
02.2008 - 06.2009
  • Bank products sale
  • Bank operations support
  • Collaborated closely with both individual clients and large corporate accounts

Education

Bachelor in Tourism

New Bulgarian University
Sofia
05-2003

High School Diploma -

National Gymnasium of Natural Sciences And Maths
Sofia
06-1998

Skills

  • Team motivation
  • Analytical, precision, attention to detail
  • Ability to work effectively in a team and under pressure, flexibility and communication
  • Skills for prioritizing tasks

Languages

Bulgarian
First Language
English
Upper Intermediate (B2)
B2
Spanish
Elementary (A2)
A2

Timeline

Junior Team Leader

Eurobank Bulgaria
02.2024 - Current

Senior Expert

Eurobank Bulgaria
03.2022 - 01.2024

Expert

Eurobank Bulgaria
01.2018 - 02.2022

Credit Consultant

CIBANK (a member of KBC Group)
09.2013 - 12.2017

Expert Call Center

First Investment Bank
11.2011 - 07.2013

Retail Banking Team Manager

United Bulgarian Bank
12.2010 - 06.2011

Affluent Customer Relationship Manager

United Bulgarian Bank
06.2009 - 11.2010

Employee Customer Care

United Bulgarian Bank
02.2008 - 06.2009

Bachelor in Tourism

New Bulgarian University

High School Diploma -

National Gymnasium of Natural Sciences And Maths
Svetlana Bozhinova