Performed accurate daily bank reconciliations and payment allocations to ensure integrity of client accounts and timely financial reporting.
Processed redemption payments and refunds to close customer accounts in accordance with internal controls, legal requirements, and FCA regulations.
Generated and reviewed customer statements, ensuring all balances and transactions were correctly recorded and communicated.
Gained hands-on experience with key regulatory processes, including Anti-Money Laundering (AML), Letters of Authority, and Grant of Probate.
Liaised effectively with solicitors, customers, third-party providers, and internal departments to resolve payment-related queries and support seamless account closure.
B2B Credit Controller
NCO Europe Ltd.
Preston
09.2020 - 01.2025
Oversaw a high-value B2B accounts receivable ledger across English and Spanish speaking clients, ensuring timely invoice collection while fostering strong, long-term client relationships throughout Canada and South America.
Consistently exceeded monthly AR reduction targets by implementing proactive credit control strategies and collaborating effectively with internal departments and external stakeholders.
Conducted account reconciliations using SAP, Excel, and internal systems to maintain financial accuracy and data integrity.
Managed comprehensive account maintenance activities, including processing refunds, allocating payments and credits, escalating complex disputes, issuing invoices, and securing withholding tax certificates in compliance with local South America tax regulations.
Delivered high-quality customer support via inbound/outbound calls, email, and Microsoft Teams—ensuring prompt resolution of client queries and sustaining high satisfaction levels.
Credit Control Assistant Team Leader
NCO Europe Ltd.
Preston
09.2021 - 01.2022
Promoted to Assistant Team Leader on a secondment after demonstrating strong performance and leadership potential within one year of employment.
Oversaw daily operations and supported the Team Leader in managing a team of 15–17 staff, ensuring smooth workflow and service delivery.
Monitored individual and team performance, providing feedback and coaching to drive productivity and skill growth.
Collaborated in recruitment processes, including screening candidates and onboarding new hires.
Produced regular performance and operational reports in line with business needs, contributing to data-driven decision making.
Education
Bachelor of Arts - Business Management
University of Central Lancashire
Preston
09.2020 - 12.2023
A-Levels -
St. Constantine Cyril The Philosopher Secondary School
Bulgaria
09.2014 - 05.2019
Skills
Microsoft Office 356
SAP, Excel & Financial Systems
Customer Service
Accounts Receivable (AR) Management
Account Reconciliation
Bank Reconciliations
Credit Control & Ledger Management
Negotiation
Proactivity
Excellent Communication Skills
Multilingual
Languages
English
Fluent
Spanish
Fluent
Bulgarian
Native
Portuguese
Intermediate (B1)
Certification
Customer Service Problem Solving and Troubleshooting
Timeline
Payment Agent
Key Group
06.2025 - Current
Credit Control Assistant Team Leader
NCO Europe Ltd.
09.2021 - 01.2022
B2B Credit Controller
NCO Europe Ltd.
09.2020 - 01.2025
Bachelor of Arts - Business Management
University of Central Lancashire
09.2020 - 12.2023
A-Levels -
St. Constantine Cyril The Philosopher Secondary School