Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
18
18
years of professional experience
12
12
years of post-secondary education
2
2
Certifications
Work History
Sales Manager and Business Development
DSK Bank Commercial Factoring Department
4 2022
Currently in the role of sales manager, provides factoring services to existing and new customers
Maintains customer relationship and monitors customer needs
Actively supports the corporate client relationship department in attracting and retaining new clients, structuring new factoring deals, and deal negotiations
Prepare all necessary documents on factoring limits including relationship analysis between debtor and borrower
Prepares client financial analysis and proposal for risk limits
Create and submit factoring offers.
Clients and Debtors Relations officer
DSK Bank Commercial Factoring Department
03.2020 - 04.2022
Factoring operations - daily processing of factoring products, payment handling, documentation due diligence
Ensure proper controls to minimize the operational risks
Monitor and manage debt management activities including collection and follow-up procedures to control the overdues and losses arising out of it
Took leading part in training the team to work on Ultimate system after DSK factoring took over Express clients
Main point of contact in team for issues with Ultimate system
Main point of contact for customer questions about statement documents and transactions.
Sr Sales and Marketing Coordinator
Actavis EAD
08.2019 - 02.2020
Monitoring the implementation of the budget
Preparation and monitoring of the receipt of documents.
Operations expert
Unicredit Factoring EAD
07.2012 - 08.2019
Processing of incoming requests for advanced payments
Processing received payments, allocation to invoices and proceeding with the outgoing payments to finish the cycle.
Senior specialist in customer service
Raiffeisenbank
01.2008 - 06.2012
Sales of banking products and services
Performing daily bank operations.
Senior bank employee customer service
Central Cooperative Bank
06.2005 - 01.2008
Consulting and offering all bank products
Making non-cash payment operations
Bank cards and account service.
Trainee - directorate "Estimates and management of the Cash flows of the SB"
Bulgarian National Bank
08.2004 - 09.2004
Education
Master's degree - Strategic Management in pharmaceutical activities
Medical University - Sofia
10.2018 - 04.2021
Bachelor's degree - Business administration
University of National and World Economy - Sofia
09.2000 - 05.2005
Professional - Banking and insurance business
Commercial banking High School - Sofia
09.1993 - 05.1998
Skills
Precise working with commercial banking products and processes
Certification
Silver Diploma Intermediate Course on Factoring FCI Career Path - Level 2
Personal Information
Citizenship: Bulgaria
Date of Birth: 05/24/80
Gender: Female
Driving License: B
Languages
Bulgarian
Native language
English
Upper intermediate
B2
Timeline
Clients and Debtors Relations officer
DSK Bank Commercial Factoring Department
03.2020 - 04.2022
Sr Sales and Marketing Coordinator
Actavis EAD
08.2019 - 02.2020
Master's degree - Strategic Management in pharmaceutical activities
Medical University - Sofia
10.2018 - 04.2021
Operations expert
Unicredit Factoring EAD
07.2012 - 08.2019
Senior specialist in customer service
Raiffeisenbank
01.2008 - 06.2012
Senior bank employee customer service
Central Cooperative Bank
06.2005 - 01.2008
Trainee - directorate "Estimates and management of the Cash flows of the SB"
Bulgarian National Bank
08.2004 - 09.2004
Bachelor's degree - Business administration
University of National and World Economy - Sofia
09.2000 - 05.2005
Professional - Banking and insurance business
Commercial banking High School - Sofia
09.1993 - 05.1998
Sales Manager and Business Development
DSK Bank Commercial Factoring Department
4 2022
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