Mariana Hristova
Sofia,Sofia
Summary
Results-driven Accountant with expertise in financial reporting and compliance. Manages accounts payable and receivable to optimise cash flow while ensuring timely invoice settlement. Coordinates month-end and year-end closures, producing accurate financial statements. Conducts thorough reviews of accounts and supports external audits, ensuring adherence to regulatory standards and resolving discrepancies.
Overview
1
1
Language
1
1
Certification
22
22
years of professional experience
Work History
Accountant
Xpeqt LTD
Sofiya, Sofiya-city
02.2017 - Current
- Posted journal and ledger entries, prepared financial statements and reports and closed books.
- Coordinated month-end and year-end close processes, ensuring accurate and timely financial reporting.
- Managed accounts payable and receivable, ensuring timely settlement of invoices and maximising cash flow.
- Produced monthly and year-end closing statements, financial documents and invoices.
- Completed detailed reviews of accounts and bookkeeping records to verify compliance with standards.
- Investigated and resolved discrepancies in financial records, maintaining high standards of accuracy.
- Prepared accurate returns and represented taxpayers in disputes with tax officials.
- Prepared VAT, VIES and Intrastat monthly declarations
- Updated general, sales and purchasing ledgers on schedule and verified information against documentation.
- Maintained updated chart of accounts following correct procedures and including current, accurate details.
- Supported with external auditors during annual reviews, facilitating a transparent and efficient audit process.
- Facilitated contract negotiations with suppliers, ensuring all terms were clearly defined.
- Participated in annual inventory assessments for warehouse, fixed assets, and petty cash, ensuring accuracy.
- Prepared confirmation letters for open positions and turnover reports to affiliate companies by year-end.
Analyst AML Anti- money laundering specialist
UBB AD
Sofiya, Sofiya-city
10.2012 - 03.2013
- Analysed and monitored high-risk clients, investigating origins of their funds to ensure compliance. Reported suspicious transactions to relevant authorities, contributing to risk management efforts. Conducted attendance and remote controls of bank branches nationwide, assisted in preparing AML and FTF training for branch employees.
- Utilised advanced Excel functions to manipulate large datasets for insightful reporting.
- Implemented quality control measures for analytical processes, maintaining high standards.
- Mentored junior analysts, providing guidance and support to foster professional development.
Team Manager Retail Banking
UBB AD Branch Vitosha
Sofiya, Sofiya-city
08.2011 - 10.2012
- Retail Sales Strategy & Targeting: Identify target market segments for retail banking products and implement targeted strategies to maximize retail segment sales growth.
- Allocated individual direct-sales targets to branch sales staff, aligning goals with overall sales strategy.
- Monitored and evaluated achievement of sales KPIs monthly, quarterly, and annually to assess branch performance.
- Managed daily tasks of branch operational staff to ensure efficiency and compliance.: Directly supervise and manage daily workflows for all branch operational personnel.
- Served as interim Branch Director during the director's absence, overseeing workflow and decision-making.
- Consulted with distressed borrowers to evaluate and restructure credit products, negotiating loan modifications to improve repayment outcomes.
Sales Manager
AliaAllianz Bank Bulgaria, Business Centre Presti
Plovdiv, Plovdiv
04.2008 - 06.2011
- Assigned individual sales plans to retail team and monitored performance against strategic targets of business centre.
- Acquired new customers and promoted retail banking products, contributing to revenue growth.
- Credit Analysis & Approval Authority: Evaluated and approved retail banking credit products up to €200,000 under branch-level authority thresholds in coordination with the Branch Manager and Sales Manager.
- Oversaw and audited credit records, ensuring compliance, accurate risk assessment, and proper legal documentation.
Team Manager Retail Banking
UBB AD
Plovdiv, Plovdiv
11.2006 - 04.2008
CSR-Customer Service and Teller
UBB AD Branch Antim I Plovdiv
Plovdiv, Plovdiv
08.2004 - 10.2006
Education
Master of Business Administration - Accounting and Auditing regular training
Academy of economics "D. Tzenov " Svishtov
Academy of economics "D. Tzenov " Svishtov 01-2005
Bachelor of Business Administration - Accounting and Auditing regular training
Academy of economics "D. Tzenov " Svishtov
Academy of economics "D. Tzenov " Svishtov 01-2003
High school
High School "Konstantin Velichkov" Plovdiv
Plovdiv, 1601-1999
Skills
- Financial reporting
- IFRS knowledge
- Cost Accounting
- VAT preparation
- Tax knowledge - ZKPO, VAT
- Accounts reconciliation
- Bank reconciliations
- Cash book reconciliation
- Cash flow projection
- Bookkeeping
- Balance sheet competency
- Spreadsheet competencies
- Revenue recognition
- Contract negotiation
- Accounting software expertise - SAP S/4HANA
- Revenue recognition
Languages
English
Advanced
C1
Certification
- https://www.coursera.org/
- Different courses from this educational platform. Still continue to learning this year
Timeline
Accountant
Xpeqt LTD
02.2017 - Current
Analyst AML Anti- money laundering specialist
UBB AD
10.2012 - 03.2013
Team Manager Retail Banking
UBB AD Branch Vitosha
08.2011 - 10.2012
Sales Manager
AliaAllianz Bank Bulgaria, Business Centre Presti
04.2008 - 06.2011
Team Manager Retail Banking
UBB AD
11.2006 - 04.2008
CSR-Customer Service and Teller
UBB AD Branch Antim I Plovdiv
08.2004 - 10.2006
Master of Business Administration - Accounting and Auditing regular training
Academy of economics "D. Tzenov " Svishtov
Bachelor of Business Administration - Accounting and Auditing regular training
Academy of economics "D. Tzenov " Svishtov
High school
High School "Konstantin Velichkov" Plovdiv