Team player with complex business knowledge. Work experience on different positions with focus on sales, business development, risk and product management, finance, reconciliation and team management.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Reconciliation Manager
Paysafe Group
05.2022 - Current
EU & US acquiring business reconciliation
Team management
Accounting
Data processing automation
Payment processing
Trainings
Team Lead Reconciliation Acquiring Business
Paysafe Group
03.2020 - 04.2022
EU acquiring business reconciliation
Team management
Accounting
Data processing automation
Payment processing
Trainings
Product Manager
Raiffeisenbank Bulgaria
07.2019 - 03.2020
Development of acquiring solutions
Analysis of financial data
Preparation of regular and ad-hoc KPI reports
Preparation of product P & L
Management of product communication
Business Development Manager
iCard
01.2017 - 06.2019
Analysis of financial data and reporting
Management of activities for product development of credit cards
Organization of marketing campaigns
Adaptation of product characteristics to legal requirements
Management of internet site for presentation and online sales of financial products
Management of process of update of legal documentation
Credit Risk Analyst
Societe Generale Expressbank
04.2012 - 01.2017
Financial analysis of companies (small and medium enterprises)
Analysis of the long-term factors for the business activities
Analysis of collateral liquidity and quality (based on presented appraisal reports, legal opinions and other factors)
Credit risk analysis of individual customers and liberal professions
Analysis of the opportunities for restructuring of existing loans
Private Banking Relationship Manager
Societe Generale Expressbank
02.2010 - 04.2012
Work with portfolio of VIP customers
Direct sales of saving products, loans, daily banking products, mutual funds and insurances
Negotiation of individual financial conditions
Youth Market Manager (Retail Banking Dept.)
Societe Generale Expressbank
04.2008 - 01.2010
Development of new financial products and optimization of the existing product portfolio
Budgeting, planning and controlling of marketing campaigns
Analysis of financial data and reporting
Monitoring of risk level
Management and controlling of the activities for reduction of overdue loans
Management of the process for implementation of new bank products and services
Youth Market Manager (Branch level)
Societe Generale Expressbank
11.2006 - 04.2008
Management of local campaigns
Direct sales of financial products
Negotiation of financial conditions
Education
Master - Financial Management
D. A. Tsenov Academy of Economics
Svishtov, Bulgaria
12.2007
Bachelor - Finance
D. A. Tsenov Academy of Economics
Svishtov, Bulgaria
12.2006
Skills
Team management
MS Excel
VBA
Excel Power Query
Power BI
Finance & Accounting
Credit Risk Management
Product Development
Reconciliation
Problem-solving
Analytical and critical thinking
Meticulous eye for detail
Languages
Bulgarian
Proficient
C2
English
Advanced
C1
Websites, Portfolios and Profiles
linkedin.com/in/iskren-stoykov536b8454
Certification
Excel for Corporate Finance Professionals (LinkedIn Learning Course, finished in 02/2025)
Getting Started with Power BI (LinkedIn Learning Course, finished in 02/2025)
Power BI Essential Training (LinkedIn Learning Course, finished in 02/2025)
Excel for Financial Planning and Analysis (LinkedIn Learning Course, finished in 01/2025)
Excel: Management Accounting (LinkedIn Learning Course, finished in 01/2025)
Financial Modeling and Forecasting Financial Statement (LinkedIn Learning Course, finished in 10/2024)
Timeline
Reconciliation Manager
Paysafe Group
05.2022 - Current
Team Lead Reconciliation Acquiring Business
Paysafe Group
03.2020 - 04.2022
Product Manager
Raiffeisenbank Bulgaria
07.2019 - 03.2020
Business Development Manager
iCard
01.2017 - 06.2019
Credit Risk Analyst
Societe Generale Expressbank
04.2012 - 01.2017
Private Banking Relationship Manager
Societe Generale Expressbank
02.2010 - 04.2012
Youth Market Manager (Retail Banking Dept.)
Societe Generale Expressbank
04.2008 - 01.2010
Youth Market Manager (Branch level)
Societe Generale Expressbank
11.2006 - 04.2008
Excel for Corporate Finance Professionals (LinkedIn Learning Course, finished in 02/2025)
Getting Started with Power BI (LinkedIn Learning Course, finished in 02/2025)
Power BI Essential Training (LinkedIn Learning Course, finished in 02/2025)
Excel for Financial Planning and Analysis (LinkedIn Learning Course, finished in 01/2025)
Excel: Management Accounting (LinkedIn Learning Course, finished in 01/2025)
Financial Modeling and Forecasting Financial Statement (LinkedIn Learning Course, finished in 10/2024)
Master - Financial Management
D. A. Tsenov Academy of Economics
Bachelor - Finance
D. A. Tsenov Academy of Economics
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