Deresse Asrat Kebede
Addis Ababa
Summary
Banking and Finance industry professional specializing in areas of risk management,digital banking products and services, share administration, and customer service. Knowledge on banking regulations, rules, and other applicable business laws. Successful in high-pressure environments requiring a strong analytic, quantitative, strategic, and operational focus. Good communicator with extensive technical background. Financial planning and analysis. Knowledgeable Risk Manager equipped with strategic planning and program leadership abilities honed in banking industry environments. Establish strong and successful policies to mitigate risk at each level and establish clear procedures for assessments, prevention and containment. Familiar with regulatory requirements to maintain strict controls. Results-driven risk manager bringing proven skills in administering liquidity, market, operational risk management programs. Effective in training team members to proactively identify and highlight potential risks. Dedicated to long-term risk management by building strong internal protocols and instilling culture of responsibility and attentiveness. Focused on keeping company risk low by carefully checking team member work. Accomplished at leveraging past lessons to inform future decision-making. Thorough and meticulous Financial risk specialist accomplished in helping the organization manage investment, industry specific and general economic risks. Detail-oriented in reviewing data and identifying impactful trends. Brings great presentation and interpersonal communication skills. Focused on helping units limit or balance risk against reward for optimal decision-making. Easily handles complex data to understand potential impacts, break down risk and develop recommendations. Knowledgeable about risk management principles and regulations. Tenacious operational risk analyst successfully develops and maintains comprehensive processes to identify and reduce operational risk across business units. Collaborates with functional leaders and subject matter experts to drive initiatives that contribute to long-term operational excellence. Analyzes operational policies and procedures to align improvement to performance shortfalls.
Overview
20
20
years of professional experience
Work History
Manager, Risk Management
Wegagen Bank S.C.
09.2022 - Current
- Skilled at working independently and collaboratively in team environment.
- Self-motivated, with strong sense of personal responsibility.
- Proven ability to learn quickly and adapt to new situations.
- Worked well in team setting, providing support and guidance.
- Managed time efficiently in order to complete all tasks within deadlines.
- Adaptable and proficient in learning new concepts quickly and efficiently.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Participated in team projects, demonstrating ability to work collaboratively and effectively.
- Worked effectively in fast-paced environments.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Excellent communication skills, both verbal and written.
- Passionate about learning and committed to continual improvement.
- Strengthened communication skills through regular interactions with others.
- Organized and detail-oriented with strong work ethic.
- Paid attention to detail while completing assignments.
- Identified issues, analyzed information and provided solutions to problems.
- Cultivated interpersonal skills by building positive relationships with others.
- Managed and motivated employees to be productive and engaged in work.
- Cross-trained existing employees to maximize team agility and performance.
- Maximized performance by monitoring daily activities and mentoring team members.
- Onboarded new employees with training and new hire documentation.
- Monitored and analyzed business performance to identify areas of improvement and make necessary adjustments.
- Communicated clearly with employees, suppliers and stakeholders to keep everyone on same page and working toward established business goals.
- Controlled costs to keep business operating within budget and increase profits.
- Planned and budgeted accurately to provide business with resources needed to operate smoothly.
- Collaborated with stakeholders to define project objectives and criteria.
- Performed gap analysis to identify areas of improvement.
- Executed analysis of risks and identified risk mitigation strategies.
- Generated business intelligence reports to inform strategic decision-making.
- Drafted reports on company financial metrics to assess successes and account for deficiencies.
- Accomplished multiple tasks within established timeframes
Principal Risk Management Officer
Wegagen Bank S.C.
03.2022 - 09.2022
- Worked well in team setting, providing support and guidance.
- Managed time efficiently in order to complete all tasks within deadlines.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Proved successful working within tight deadlines and fast-paced environment.
- Organized and detail-oriented with strong work ethic.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Paid attention to detail while completing assignments.
- Worked flexible hours across night, weekend and holiday shifts.
- Identified issues, analyzed information and provided solutions to problems.
- Cultivated interpersonal skills by building positive relationships with others.
- Established and oversaw application of operational risk policies, technology and tools and governance processes to create lasting solutions for minimizing losses.
- Took initiative in gathering information and solving problems independently within highly structured corporate environment.
- Produced and filed reports to inform senior management of current activities and progress with investigations.
- Implemented financial risk management policies, limits and strategies that complied with standards and strategic imperatives of organization.
- Completed statistical reviews to uncover trends, patterns and variations.
Sr. Risk Management Officer
Wegagen Bank S.C
08.2015 - 03.2022
- Performed monthly ALCO report, quarter reports, and ad hoc reports for various user organs in accordance with approved risk management policy and procedures as applicable to regulatory organs;
- Identify risks in proactive manner that includes assisting other departmental organs in introduction of new initiatives and discharging with their duties as required.
- Conducted comprehensive analysis of banks operational risks and determine top risks that need immediate attention with possible solutions
- Consulted in policies and procedures, introduction of new products and services in manner that fits regulatory organ and risk appetite of organization.
- Participated in activities that enhance activity and quality of risk management by continually innovating new ideas and practices and conduct training and awareness.
- Excellent communication skills, both verbal and written.
Share Administration Officer
Wegagen Bank S.Co
06.2013 - 08.2015
- Executed day to day customer service in a manner that helps both the shareholder and the bank considering stakeholder interests especially the regulator NBE
- Prepared various reports to internal as well as external organs which ensure the activities are performed as planned
- Handled in preparation, storing and keeping financial certificates in a timely manner
- Give letters to various organs as per the request of the share holders after careful consideration of the valid contracts and value registered under the names of the share certificates and future careful management of such databases
- Performed in share transfer between buyers and seller after valid steps are processed and prepare contracts
- Provided various responses for concerned government organs such as Court orders,NBE,Ethiopian Customs, Federal Police etc as per the mandate of such organizations
- Perform accounting works while creating, adding, deleting, and transferring as the case might be and produce monthly reports
- Ensure the banks financial needs are met through liquidity management by advising on whether the banks raise capital or maintain considering the maturing liabilities and liquidity needs at hand.
Issuing Officer
Wegagen Bank SC
03.2010 - 08.2015
- Oversee end-to-end process of card production and distribution, ensuring timely and accurate delivery of cards to customers.
- Manage team of professionals, providing guidance and support to achieve production targets and maintain quality standards.
- Collaborate with cross-functional teams, including IT and operations, to streamline processes and enhance efficiency.
- Implement robust security measures to safeguard card production and prevent fraud or unauthorized access.
- Maintain inventory management systems and optimize stock levels to meet customer demands.
- Monitor and analyze production metrics, identifying areas for improvement and implementing corrective actions.
- Ensure compliance with regulatory requirements and industry standards in card production and distribution.
- Foster strong relationships with card vendors and suppliers, negotiating contracts and resolving any issues that arise.
- Stay updated on industry trends and technological advancements to drive innovation in card production and distribution processes.
- Performed routine data entry or document management.
- Worked closely with applicants to determine eligibility and verify accuracy and integrity of application data.
- Assisted newly hired clerks in learning about application reviews and verification procedures, performance strategies and customer service techniques.
- Skilled at working independently and collaboratively in team environment.
- Self-motivated, with strong sense of personal responsibility.
- Proven ability to learn quickly and adapt to new situations.
Forex Clerk
Wegagen Bank SC
09.2003 - 11.2009
- Served front line customers in foreign exchange transactions as teller.
- Performed back office works in maintaining accurate daily transactions and prepare monthly reports.
- Participate in routine tasks as necessary.
- Worked effectively in fast-paced environments.
Education
Msc In Corporate Finance - Finance
AAU
Commerce12.2024
Bachelor of Arts - Accounting
Unity University
Addis Ababa09.2008
Diploma - Accounting
Addis Ababa Commercial College
Addis Ababa, AA07.2003
Skills
- IFRS Experience
- Managerial Experience
- Vocational training
- Project Management
- Budgeting
- Coaching and mentoring
- Key Performance Indicators
- Staff Management
- Data analysis
- Risk mitigation
Languages
Amharic
Native language
English
Upper intermediate
B2
Timeline
Manager, Risk Management
Wegagen Bank S.C.
09.2022 - Current
Principal Risk Management Officer
Wegagen Bank S.C.
03.2022 - 09.2022
Sr. Risk Management Officer
Wegagen Bank S.C
08.2015 - 03.2022
Share Administration Officer
Wegagen Bank S.Co
06.2013 - 08.2015
Issuing Officer
Wegagen Bank SC
03.2010 - 08.2015
Forex Clerk
Wegagen Bank SC
09.2003 - 11.2009
Msc In Corporate Finance - Finance
AAU
Bachelor of Arts - Accounting
Unity University
Diploma - Accounting
Addis Ababa Commercial College
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